Banks lend by rigid guidelines and long underwriting timelines. Private lending is asset-based and decision-driven—we focus on the property, the exit strategy, and the timeline. When the file is messy, time is tight, or the property needs work, private lending often succeeds where banks stall or decline.

Often in days—not weeks—depending on title, documentation, and access to the property (or appraisal/BPO needs). If you have a deadline (divorce buyout, inheritance, auction, closing date), tell us up front and we’ll map the fastest path to funding.

We fund many real-estate-backed scenarios, including:

Purchase (including distressed / fixer / vacant)

Cash-out for time-sensitive needs (buyouts, urgent payoff, inherited property, etc.)

Refinance to replace a hard situation or bridge to a long-term loan
And for investors: rehab projects, including properties banks won’t touch due to condition.

Yes—this is one of the most common reasons people use private lending. We can often help when there are credit events, high DTI, self-employed or irregular income, thin documentation, or when the deal just doesn’t fit conventional guidelines. We’ll look at the full picture and build a clear plan around the collateral and exit.

Most commonly: when submitting an offer, negotiating with a seller, bidding at auction, or when an agent asks you to show financial capacity before they’ll move forward. Private Loan Experts provides Proof of Funds for all your offers and projects.

We lend only to corporations or companies.
Borrowers must take title in an entity such as an LLC, corporation, or other company structure.

Please note: This is non-owner occupied real estate, and we lend only to corporations or companies.

Foreign owned U.S. corporations are OK.